Walmart Money Card - Prepaid Visa Debit Card
78WalMart Visa Debit Card
The WalMart Money Card is simply a prepaid debit card that you can use like a credit card because VISA stands behind the Walmart Card. This is my review of the VISA prepaid Money Card offered by WalMart. If you shop at WalMart like most people do you can find the VISA prepaid card at most registers and also at the Customer Services Desk. For $3 dollars you get a temporary card that you can load up to $300 dollars to get started for your initial balance. Once you purchase your card you need to call a 1-800 number or you can activate it on the Internet at by going to Walmartmoneycard.com.
The WalMartMoney Card Prepaid Debit Visa Card is a very good card if you visit WalMart a lot because it makes it easy to reload and get funds from WalMart. When you buy Merchandise from WalMart and use your money card you can get up to $100 cash without any fees. If you need another $100 dollars you can split up your purchases and get another $100 dollars easily. If you do not shop at WalMart you might consider getting another prepaid debit card that will give you more benefits like AccountNow where you get $25 dollars with your Direct Deposit and $20 for referring friends or you can consider a Russell Simmons card that has benefits like Bill Pay, Prescription Drug Discount Card and other good Benefits. There are lots of good Prepaid debit cards out in the market but only consider getting one of these cards if you have lost your Bank account or cannot get a real Debit or Credit Card. A good place to shop and compare rates for cards is at GetPrepaidCardNow.com. They have listed various categories for prepaid cards as well as cards for excellent to bad credit. The site is secure since they point you right secured sites to purchase apply for your card. If you are applying for a prepaid card you will qualify as long as you can provide information for your identity.
Make sure you do not lose your receipt because it has your activation code on and you will need that to activate your temporary card and to put you information to get you permanent Walmart Visa Card. Once on line you have the Option to get a second permanent for your a child or significant other. This will be a great option if you have a loved one going to college or out of your area. Once you have added all your information you will get you new card or cards sent to your address within in two weeks.
Once you have you new card you will need to call the 1-800 number again or log in to the website. I suggest if you have the Internet that the best thing for you to do is get an account on line, that way you can get email and cell phone alerts for free for balances and fees. Also if you have a card for your son or daughter you can check out what is going on with their expenditures. For fees, loading card and email and phone alerts and more information check of the rest of this hub.
Overall I believe that the WalMart Money Visa Debit Card is a good deal for someone with bad credit or no credit. Anybody of age can get one of these cards and should not have to worry about spending more money than they have because using the WalMart Money Card or any prepaid Debit card will make sure you only spend what you have on the card and nothing more. You will avoid the hefty overdraft fees and if this card may help you get back on track spending what you have and not spending more that you can.
GE Walmart Green Dot Money Card
Activating Your New Walmart Visa Debit Card Online
Once you have purchased your Walmart Money Card for $3 dollars you will get a receipt from your purchase and you will need it to activate your card. There are two ways to activate your new Walmart money card. The first way is to call the 1-800 number and the second way is to visit wallmartmoneycard.com and click on the card activate link near the top of the page. You will see the links status and activate click on activate. Either way you activate you will need the activation code found on the receipt of purchase. You will be asked for you Name, address and phone number. Most important umber you are asked for is your social security number.
Once you have activated and given the information required it will then ask you if you want a second card for an additional $3. Only use this option if you are sharing the card with someone else because you do have to pay $3 and this money is taken out of your initial deposit. Once you have completed your activation on your temp card you will have to wait 1-3 weeks for you permanent card and activate again but this time you will just have to put the new numbers and expiration date, and website security code. Your account will then be automatically transferred to the new VISA account number and you are ready to use it and load more money when you need to.
Walmart's Pitch for Their Debit Card
GreenDot MoneyPak
How to add Money to your Walmart Money Card
There are five different ways to add money to your new Walmart Card and I will explain each way to help you decide what is best for you.
With Cash at Walmart
You can to to any register of all participating Walmart store and add from $20 to $1100 dollars in cash. Their is however a $3 dollar fee to load your card. You do not have to wait for the use the money on you card because it will be available instantly after you have loaded it with cash.
By check at Walmart
You can load your Government Check or Pay check with no reload fee. This will save you $3 and any check cashing fees. The amount of the check must be between $20 and $1500 dollars to be loaded. Also Walmart does check with a National Company to verify that the check is good or you are good risk to cash the check. Not available in CT, NJ, NY, RI.
Direct Deposit
You can also enroll in their direct deposit program and load you paycheck directly into you Prepaid Debit VISA card from Walmart. This is another excellent option if you do not want fees in loading money into your account. You can the account information of the walmartmoneycard.com website or from the 1-800 number. Once you have this info give it to your payroll department and they should be able to take care of this part for you.
With an Online Bank Transfer
Another way to add money to your car with no reload fees i s to add money online from a bank, credit union or other financial institution through an electronic money transfer. You can enjoy the convenience of reloading your Card from work or home.
With a MoneyPak
The final way to add money to your Walmart money card is to purchase a MoneyPak from Green Dot. This can be purchased at WalMart or tens of thousands of other Participating stores that sell Green Dot. Once you have purchased your MoneyPak you can either go online at walmartmoneycard.com or you can call 1-800-GREENDOT to load your amount to your card. You can also go to Walmart and a cashier with also at it to your card. The prices vary depending on the retailers fees.
Highest WalMart Money Card fee is $2
Have you ever paid Fees above $28 dollars for a Debit Bank Card?
See results without voting
Special Transactions You should Know About before You Shop
Once you get your card and are ready to use it there are a few things that I would like to share with you to make sure you do not make the same kind of mistakes I made. Listed below are special types of transactions that you should know about. With these transactions money can be held for than the amout of the actual purchase and those dollars will not be available to you to spend else where til the transaction is completed and closed out this could a few days to several weeks.
The most common examples of this happening are listed below found on the WalMartMoneyCard website.
Gas Stations
Pre Paying at the pump with the credit function may cause up to a 4 day hold of at least $35 because you swipe and authorize your card before pumping. To be charged the exact amount you pump, choose the Debit function at the pump and use your 4 digit PIN. Better yet I suggest going inside and pay the attendant or cashier to be charged the exact amount you pump. You have to be careful and remember this or you might try to spend money you have but is on holding.
Restaurants
Restaurants may verify you have enough money on your Card for the dining bill. This amount may be held for up to 4 days or until the actual transaction is posted to your Card. Make sure you have enough funds to cover any added tip. Usually I have had no problems with this but you do need to be careful and check your funds online to see if added funds are being held.
Hotels
A "hold" of your estimated bill may be placed on your Card, making that amount unavailable for other purchases. When you check out, the hold may take up to 10 days before it is removed. I did have this happen to me, they held 100 dollars from my card and I waited about 4 days after staying at the hotel for my money to be released. You may need to call the hotels customer service to release it earlier.
Auto Rentals
You may use your card for final payment for a rental car bill, but depending on the rental car company, a credit card may be necessary to reserve a rental car. If you do reserve a car with a debit card, you may have a significant amount of money held for 60 days. I have also rented a car and they help $300 dollars and it took a few days for them to release my money back on the card after returning the vehicle.
Returning purchases
Store return policies may vary. You may receive a credit to your Card, a cash refund or even a store credit, depending on the particular store. A credit to your Card may take up to ten days to process before it's available for use. " I have not returned any items using my card so I have no extra tips for you here.
Walmar MoneyCard Student Program
Student Edition Walmart MoneyCard
If you have a student in school you can purchase the Student Edition Walmart Money Card. You have two credit cards using the same funds and you student can have his or her own card. This is really no different then buy the standard and then adding the new card. The fees are the same but you can monitor you kids spending and you can add money to your debit card and your students at the same time. See fees below before you decide to purchase the Student edition of the Walmart Money Card.
WalmartMoneyCard Great for Students
Walmart MoneyCard Fees
Make sure you check out he fees involved in getting a Walmart money card before you get one below is a list of fees associated with a Walmart money card the list is from the walmartmoneycard.com website.
" Fees. We will charge the fees listed below for your Walmart MoneyCard. We can change the fees as described in section 21 below.
Standard Fees
One-time Temporary Card Issuance Fee at Walmart Store
- Standard Walmart MoneyCard
$3.00
- Student Edition Walmart MoneyCard
$6.00
Reload Personalized Card at Walmart (No Check Cashing)
$3.00
Reload Personalized Card at Walmart (Check Cashing)
$0.00
Reload Personalized Card at Green Dot
Varies by Retailer
Location (other than Walmart store)
Additional Personalized Card Fee
- Standard Walmart MoneyCard
$3.00
- Student Edition Walmart MoneyCard
$0.00
Standard Fees
- ATM Cash Transaction - Domestic
$2.00
ATM Cash Transaction - International
$2.00
ATM Balance Inquiry
$1.00
POS Cash Back
$0.00
Walmart POS Balance Inquiry
$0.00
IVR (Automatic Telephone System) Balance Inquiry
$0.00
Monthly Maintenance Fee
$3.00
Operator Assisted Call
$0.00
Teller Cash Transaction
$2.00
Standard Fees
Lost/Stolen Replacement Personalized Card
$3.00
PIN Debit Purchase
$0.00
Signature Debit Purchase
$0.00
Stop Payment Order Fee (see section 7)
$0.00
Negative Balance Fee
$0.00
Rush Delivery of Personalized Card
$20.00
Foreign Transactions (see section 19)
2%
When you use an ATM not owned by Walmar, you may be charged a fee by the
ATM operator or any network used (and you may be charged a fee for a
balance inquiry even if you do not complete a transaction). "
Your Visa WalMart Money Card
What are posted and pending transactions
Purchases such as bill payments and credits that have been processed by a merchant bank are called posted transactions. You will have to wait about a day or two for the transaction amount to be deducted or credited to your account balance after the transaction is made. Once this transaction has completed the processing, the status changes from "pending" to "posted", on statements history.
Pending transactionsare events in which your Visa Card may be "authorized" or have money "held" for more than the real amount of the purchase until the final event is complete-meaning that those "authorized dollars" are not available for you to spend any where else.
Rush Card vs MoneyCard Monthly Plans
Fees
| RushCard
| MoneyCard
|
|---|---|---|
Issuance Fee
| $3.00
| $3.00
|
ATM Withdrawl
| Two (2) FREE each calendar month. $2.50 for each ATM withdrawal after first two (2)
| $2.00
|
Montly Fee
| $9.95
| $3.00
|
ATM Balance Inquiry Fee
| $0.50
| $1.00
|
Convenience Fee
| Use Your PIN: $1.00 Without PIN: FREE
| FREE
|
Lost/Stolen Replacement Personalized Card
| $9.95
| $3.00
|
Reload Fee
| FREE
| $3.00
|
Foreign Transactions
| 2%
| 2%
|
WalMart Debit Card Hub Links
- Prepaid Debit Visa and MasterCard Card Reviews
A Prepaid debit card is a MaterCard or a VIsa card that you put your own cash or money loded on the card. You can add cash or have it directly deposited from your paycheck or benefit check. On some cards you... - Western Union Moneywise Debit Card - Westernunion.co...
Western Union Prepaid Visa Card is Finally here and this Prepaid Visa card does it all. They say it is free to sign up and start enjoying all of the benefits of their new MoneyWise card. The neat thing about... - Vision Premier Prepaid Platinum Visa Debit Card
The Vision Premier Prepaid Debit VISA Card has an option for all your basic needs in using a Credit card, three cards one Vision. 1. The Vision Premier is a Visa Prepaid card and also called The Paycheck... - NetSpend Prepaid Visa Debit Card - NetSpend.com
One of the most popular of all Prepaid Debit Cards is NetSpend. They say they are America's most trusted provider of Prepaid Debit Accounts. They advertise its a better way to bank, no credit checks, no... - Prepaid Debit Card Fees My Walmart Visa
I really got very tired of paying bank fees on my Debit Check Card so I decided to purchase a Prepaid Debit Card and try to avoid these outrageous fees I seem to accumulate each month from my bank. I purchased... - AccountNow vs Rush Card - Debit Prepaid Rushcard
Two of the most popular Prepaid Debit Cards available today are the Account Now Card and Russell Simmons Rush Card. Both of these cards are very popular and now have thousands upon thousands of users. But... - Russell Simmons Rush Card - Rushcard.com
The RUSH CARD aka Baby Phat Credit Card is nothing but a prepaid debit card. This card gives you the same conveniences as a credit card but without the worry of any debt. You have already paid for it which... - Walmart Prepaid Money Card
Consumers who have damaged credit, low credit scores or no credit at all, do not despair. Walmart is now offering Walmart Money Card to its customers and this card can be used anywhere where a VISA card is... - The Walmart Money Card
It looks real. It feels real. Hey ...the WalMart Money Card IS real!! The only thing about it is that I can't overspend on it, thank God!! After having just about every credit card possibly known to man, I am... - WalMart Money Card - Walmartmoneycard
The WalMart Money Card is simply a prepaid debit card that you can use like a credit card because VISA stands behind the Walmart Card. This is my review of the VISA prepaid Money Card offered by WalMart. If... - Prepaid Debit Card Fees My Walmart Visa
I really got very tired of paying bank fees on my Debit Check Card so I decided to purchase a Prepaid Debit Card and try to avoid these outrageous fees I seem to accumulate each month from my bank. I purchased... - Western Union Moneywise Debit Card - Westernunion.co...
Western Union Prepaid Visa Card is Finally here and this Prepaid Visa card does it all. They say it is free to sign up and start enjoying all of the benefits of their new MoneyWise card. The neat thing about... - Mango Card Mongo Money on the go Prepaid MasterCard
Do you want to Save Time and Money then get the Mango MasterCard Prepaid Card. If you want to keep more of your cash consider getting a Mango Prepaid MasterCard. Mango does not require a credit check. So if... - Western Union Moneywise Debit Card - Westernunion.co...
Western Union Prepaid Visa Card is Finally here and this Prepaid Visa card does it all. They say it is free to sign up and start enjoying all of the benefits of their new MoneyWise card. The neat thing about...
vote upvote downshareprintflag
- Useful (11)
- Funny (3)
- Awesome (4)
- Beautiful (3)
- Interesting
What has been your experience with the WalMart Money Card or any Prepaid Debit Card. Which one do you suggest!Loading...
Good article and very good information
I have a Walmart MoneyCard and it is got its ups and downs of using the card. The main up for it is that if I need to give my daughter money for an emergency I can just go to Walmart and either buy a money pack or add it on to here card since I have the same card or a copy of hers. The down side is its not a real debit card its prepaid so not everyone will take it. If you travel the Walmart money Card is a very bad idea. You cannot rent a car with the Walmart money card and if you stay at hotel you will have to wait 10 days to get you money back after you check out from the hotel. So yes its a good card in some ways but very bad in other ways.
I have a prepaid debit card and its good for budgeting your money when you just do not know how to control your spending, I am thing of getting a WalmartMoneyCard but I am afraid of paying all those fees.
Yall make it impossible to load money to the Walmart card from home. Why should I have to go to the store again and buty another card. Yall need to fix this fast. Email me what to do asap at tracykech402@yahoo.com
Tracy, You do not have to buy another card just go to the service desk or any cashier and you can load money on the card it cost 3 dollars. Also you can purchase a Greendot card for about 4.95 and you can call a 1-800 number or get on the internet to add the money to your Walmart card.
I cannot activate my card because I lost my receipt that shows my activation code. How do I take care of this? I called Customer Service at 1-877-937-4098 and it did not help much. What else can I try.
Hi Warren Begay,
Without that receipt your are going to have a rough time showing how much you purchased. I would go to the Customer Service Desk at the WalMart you purchase the card and see if they can find the record of your purchase matching the Card that you bought. Hopefully you did not put a large amount for the first time deposit. I hope this a helped, you can always buy another card or check out some other cards like the AccountNow.
One thing I just found out is that you are only allowed 3 deposits per week, if you go over that amount your card will be blocked and then your card will be cancelled. They will give you two weeks to spend all the money on the card and what you do not spend will be sent to you in a check. So if you you this Card to send money to your college kids make sure you only send them money once or twice a a week. I am not usre if this is a standard policy with all prepaid debit cards but I am going to do some checking and see if Walmart Money Card is the only one doing this or if others. If you know something plesase ad a comment and let me know.
Worst thing ever. U will get no customer help over the phone with this card and u will be SOL if u lose the receipt. My receipt was lost when i got a temporary card as a gift and i was out of 25.00 and no one would help you when you called for some customer support. :P
i for got my pin number
I HAVE A PROBLEM I PURCHASED A VISA MONEY CARD ON JULY 1 AND PUT 112.00 DOLLARS ON FOR PHONE BILL THEN I USED THE STORE PHONE TO ACTIVATE AND CALL CENTURY LINK TO TELL TEM NUMBER AND OTHER INFO AND THEY SAY THEY DIDNT GET PAYMENT OR INFO IS THERE A WAY TO GET INFO FROM JULY 1ST ON THIS TRANSACTION THEY DONT BELIEVE ME I NEED TO FIND A WAY TO GET INFO BECAUSE THEY NEVER RECIEVED THE 112.00
I used the Walmart Money Card And Havent Any Problem Yet? VirgilLawton
Virgil, Thanks for letting us know you have had no issues with your Walmart Money Card. I have one and have not really had any thing bad happen neither.
I purchased the Walmart Money Card on 7/3/10 with the initial deposit of $210. Online, my account states I have a pending transaction of cash for miscellaneous/bill pay, as a credit to my account. How long does it take for my initial deposit take to be accredited to my account? Please comment back or email me if you know, I am a student at the University of South Florida, and I need to use this card to pay for application/deferrment fees.
Kayleigh,
When I added the money to my card I was able to use it the same day, got there website (walmartmoneycard.com) and activate your card or call the toll free number behind the card. If there is a hold up they should help you.
I deposit (debit load) $540 at the Walmart Taylor MI store on 08/03/10 and the deposit never made it to my card. Customer Service at the Money Card are horrible. They have canned answers and lies. I was told the money would be in my account by 10 PM PST and they would be open for questions if it did not make it. No Deposit and they were closed. stayed up till 1:00 AM EST to find this out. I am contacting Walmart Corporate this morning. They were helpful with other problems -not Moneycard problems- in the past. I am interested to see what they will do. Had card since December with no issues - strange it starts now.
sending money through walmart is very easy and walmart money transfer fees is also very low
I have had one for almost 2 years now. its perfect for what I wanted from it. I dont find the fees to be excessive. and it works everywhere.
Derek Thanks for the comment, that is good is good to know. The Walmart Prepaid Debit can be good for some people if it fits there needs and for some its a Walmart Money Card is a bad idea.
The website for the MoneyCard is so stupid, they sent me 2 permanent cards when I tried to activate my temporary card from WalMart. I’ve spent hours trying to figure out how to get a hold of a party to cancel the second card. I am afraid it will accrue their monthly charges even though I have never activated this second card. If I actually get a hold of them, then I read, I will have to pay a fee to cancel it. You call—no way to talk to an operator or representative—WTF. Walmart sucks because they sell this card. Do not buy. They charge you monthly fees, they charge you depending on the way you load the card, they charge you for inquiries. It’s just a bullshit card. Anyways, now I stay away from Walmart; they sell crap—that’s their character as a company.
I have a question. I bought something at a store and decided to return it. I used my Walmart Moneycard to purchase the items, so when I returned them, the store was supposed to credit the amount back to my account. It didn't work though...what do I do?
Cara, What I would do is go to customer service and if they cannot give you the money back on your card you should be able to get a gift card. If you have a receipt they should be able to give you cash back.
I hate it. Everyone is better off getting a normal debit card.
MikaylaDian, The problem is that not everybody can have a Normal Debit Card, some people just cannot avoid the high Bank Fees. A prepaid debit card is not for everybody but a WalMart Prepaid Debit Card is better for some than a regular debit card.
I deposited $20 on the 31st, on my account it says the deposit is now "posted" but, my balance is still at its previous amount ($7.58) I'd just like to know when the money will be added :/
Walker I would call Walmartmoneycard customer service to see why its not available. When I put money in I see it immediately.
Having trouble finding the Green dot Money Pak to load my debit MasterCard. I live in Falls City, Nebraska.
Geirge, You can purchase a Greendot Money pack at any Walmart, Kmart, 711, Walgreens, CVS, Krogers. If you do not have any of these stores in your area you might have to visit the closest major city to your area.
Does the personalized Walmart Moneycard (the one you get 10 days after you activate your temporary card) allow you to make purchases from China? Because right now with my Temporary Card (activated) I keep getting my purchase declined because of "PURCHASES NOT ALLOWED FROM THIS COUNTRY". Is this because it's a temporary card?
I got a wal mart money card becaues i was going to work in Brazil. Well after about 3 months now wally world has told me my card will be cut off by the 18th of Oct because of FOREIGN TRANSACTIONS the ad said 100 ATM's around the world.Watch your money and watch them lie now i have to try to do something from Brazil to get money????
Thanks Wal Mart
Gary
How do i Stop a pending Payment on my walmart moneycard? I payed my bill of 125 and i guess direct TV's website was on the spats and it went through twice and i called and told them i didn't allow it to happen twice and they told me that i was going to cancel it through my card issuer but isn't it their fault not mine since their system was all messed up? so was wondering if there is a way to cancel a pending payment through the walmart moneycard or not?
Melissa, I would call the 1-800 number on the back of the card and they should be able to help you.
Can i use my walmart moneycard to pay for online gaming such as runescape.com
In my opinion i wouldn't use it for long periods of time, this type of card is definitely for small sums of cash. Reason being the transaction process is absolutely horrific. They hold some transactions of your own money for days and even weeks and then guess what, you have no access to it till the transaction clears. Gift card- great. Debit card- lol nooo. If you wanna good debit card go through your bank, transactions are always immediate and will never hold your funds. The card just has to many faults in my opinion. I wouldn't put more than 50 dollars on it but that's just me. Maintenance fee is annoying too. 3 dollar charge for upload is kind of dumb as well because at your bank you can do it for free...
James, I do agree with you but there are people who have got to the point they cannot even get a bank card and are forced to get a Prepaid Card just like the MoneyCard.
but it the uglest card i hate the new card i wish it didnt say moneycard on it in bold print the old silvrone dindt im will to pay for a diffrent card if i could
been using walmarts money card for 2 years now and have had no problems, other than the $3.00 monthly fee is no longer waived for $1000 monthly deposits. I've been having my paycheck direct deposited into the card for over a year and my money is there on payday by 6am every week. if you avoid what will charge you fees you will pay $3 a month thats $36 a year comparte that to the string of overdraft fees you get from bank of america cause they front load the large transactions so all the small ones will overdraft
I bought a card for 100.00 I tried to use it online and it would not work. I call the lady at the store and she tried and now I have to 47.00 dollars pending on my card that have to be put back on and nothing. I have tried to call customer service on the card and waited over a hour each time and just hung up. Now I have no money and this card sucks to me. Does anyone know how long it takes for the money to be put back on? Its been over 5 days!!
Heather, was your charge for 47 dollars, if so I would contact the company you made the purchase and tell them to release the charge, Walmart cannot do nothing till the charge is complete and then you can get you money back in 10 days. Thats one of the pit falls of have a prepaid debit card.
I have called the company and they said they don't show anything on there end.. Yesterday I called the customer service number on the back of my card and waited for 2 hours and 36 minutes and still no one answered. The day before I called and waited a hour and forty five minutes. The customer service is horrible I can not reach anyone!!
Heather are you calling the number 1-877-937-4098
I have never had to wait more that a few minutes with there customer service, also if you login to your account at WAlMartMoneycard.com you should see all your activity by viewing your transactions.
has any one used the direct deposit feature on the card
Yes I have direct deposit setup to my account, just logon to your account at walmartmoneycard.com and there is line for direct deposit form, It will give you a form to take to your employer and it has your account number and GE Money Banks route number. Once you added it you may qualify for their new $10 for seting up direct deposit.
I have the walmart visa gift card and the number on the back is 1-866-633-9096 its the non reloadable one..
Hi Heather, Sorry I have never had a WalMart Gift Card it is no the same as a Prepaid Debit Card. You will have to user that number on the back of your Walmart Gift Card.
kia31: I bought a Pre-Paid card before I got my debit card with my bank so that I could use it for gas at the pumps, which is really handy when you have small children in the car and pretty much every gas station is prepay now. I later used it for online purchase because it felt safer than using my debit card. I think they are really handy. Thanks for this informative hub.
I have a debit card thru my bank which i use for everything but I am considering a prepaid visa to use for other uses. The first one is using it for christmas shopping, having a set amount on the card and not having to worry about that money getting entangled with my regular bills that i would pay thru my bank. I would know that money is just for christmas and not other things. Another reason, if i know i have a large debt that is coming up I could add money to the walmart card over time, in small amounts so I wouldn't have to hold back that money right before that is debt is due. I am a single parent with a single income and having to pay a large debt at once could really throw my finances off.
Rachell and Melanie you both have found good reasons to use a prepaid debit card. Thanks for your comments.
Hi.
I just wanted to let you know, that if you have a walmart gift card, you cannot buy a green dot money pack. It sucks.
Robyn Your are correct you cannot buy a Green Dot Money Pak on your gift card, but you can buy one on any prepaid debit card but you must activate and get a permanent card frist. Thanks for the comment.
Hi, kia31 .... I have a walmart visa and right now I have an overdraft fee of 3 cents... Does this mean I will have to pay a big fee? Or can I just go and load more money into my card, and it will be done with? Thanks....
i need moneypak i live in china guangzhou i want to know from where should i get this moneypak card i tired in 7Eleven but they dont have the knowledge of moneypak help me reply me my email id angel_mk80@yahoo.in
Zach, you will not get a overdraft fee you might have a dollar charge depending on how you went over the limit. The only way you are over this fee is probably for a atm or inquiry fee.
Angel, I am not sure if you can buy one in China but you can go online at moneypak.com and see what your options are. If you have family in the US you can get them to purchase one for you and give you to codes to load the money on your card.
Oh my goodness thank you so much kia31.... I'm just a teenager and this scared the crap outta me... I though I would've had to pay like a $100.00 fee or something... And well what happened was I had like $2.97 in my account.. I wasn't aware that they was going to take out $3.00 because I thought they did that at the end of every month... Now I'm overdraft 3 cents... So should I just add more money to my card?
Zslam15 do not worry once you add money you will only have to pay that 3 cents you are short.
WalMart money card is the WORST card I have ever seen…EVER. I bought $500 worth of cards for Christmas presents and they all have issues. DONT EVER BUY ONE! Go to Target and pay 95cents more for no hassle!
I've had a money card for three years now and haven't had a single problem. Today I got my new card in the mail and I can't for the life of me remember if it needs activated like the original or if the card will be automatically switched over to the new expiration date when my current expiration date hits? I would appreciate any help.
I recently tried to buy something online and I gotten an email saying that the transation failed due to wrong billing info. I realized that when I was filling out the form I put in the wrong info and I'm waiting for the transation on said item to say "Declined" but it hasn't changed yet and still says "Pending". How long will it take to change and will I get the spent money back or will it be gone for good?
I may be moving to Edmonton, AB. Can I use the walmart money card there even though moneypack is not available in Canada?
When I buy something with a walmart Prepaid card,If I Dont want to use it anymore ,do I just let the card run Out?....
here's something...if you have a walmart moneycard...if you ever lose it and report it to them...that is if you get a live person on the line...BIG IF...oh they will put a security block on your card...that's ok...it's when you find your card wasn't stolen...just misplaced, the real fun begins when you need to get the block removed! I have been calling and calling the customer service number on the back of the card and can not get a live person to save my life!...just dont misplace your card whatever you do!
Thank you for this informative post and comments, especially kia31's posts.
I have a few questions hopefully someone can answer for me.
- I'm thinking of getting the Walmart money card mainly for online purchases. When I go to the Walmartmoneycard Website and use the getacardnow option - I have to put in my name/address and SSN. Is this the temporary card or the real card avoiding the $3 fee from stores? Is this card preactivated since it already has my information or do I need to activate it again?
- The monthly fee or $3, what happens when I don't have any money left in it. Do they take $3 out next time I load money or do they block my card or something?
- Does this card have my name printed on it?
- Is this card generally good for online purchases? Are there any merchants that don't accept this card?
And most importantly, do I need to show ID to load this card at Walmart stores? Can I give this card to my brother and have him load it for me even though it doesn't have his name? The same with checks too, The check has to be addressed to the same name as on the card, right?
I know long questions! but any help would be appreciated!
Thank you
Jerry,
Since you are doing this online you will not get a temporary card you will get a actual Visa card with your name on it but you will still need to get online or call the 1-800 number to activate it. To add money to your card you can go to any Walmart Cashier and add the money paying a $3 load fee or you can buy MoneyPak form most drugstores or gas stations as well a WalMart and add the money their. So you will get your card not a temporary one, then activate it and then you will need to add money on it to use it. You can also setup direct deposit but will have to wait till your employer or money provider sets it up for you.
I just got a money card from Walmart and i just wanted it to purchase one thing online but for nothing further. So will i be charged the $3 fee regardless if i ever use it again? And if so how can i cancel it? And will i be charged to cancel?
So, I have a question/complaint...When I got my card the dude typed my name in wrong. I noticed when I got my card and called to fix it, not a big deal right? I guess the guy didn't know what he was doing and reported my card lost/stolen, so I called again to see WTF and they said they are mailing a new card. My question is will this affect the direct deposit of my tax return? does it mess with my account number? Or do I just trust walmart to handle it and transfer it to the new card?
Melissa you should have got a Gift Card if you only wanted to use it one time, the Walmart Money Card cost $3 dollars a month so spend it all and then just cancel the account or get rid of the card.
Robert, I would can and make sure but I have canceled cards before and the money goes to a account number that they associate with the VISA credit card so you money should be available once you get your card registered with them.
I was under the impression it was like using a prepaid gift/debit card. I really did think it was that simple. Apparently, I was wronge. I added $20.00 yesterday and my card wouldn't work. I finally got through to check on my card and learned it has an $80.00 overdraft!! How can a gift card allow me to spend more money than what I put on the card? When I asked this at Walmart she looked as shocked as I felt. The customer service manager(CSM) didn't know it would do that either.
I had other problem like it not allowing me access to my account even though I answered the secret question right. With what I thought I knew, I didn't think it mattered. They never sent me a statement, which I thought was part of the deal.
I'm sure it probably mentioned in all their rules and regulations that this card is alot more complicated than a simple gift card. If I had known this wasn't a simple gift card, up front, I wouldn't have never bought it. I won't use it again. It just became another bill I can't pay. And has probably robbed me of more meoney than I know or can find out about.
This is a seriouse buyer beware product. And dffinitly look this gift horse in the mouth. It does bite.
how long does it take to get a permanent card once you ACTIVATE IT
Judith, I got my card about 7 days after I activated it, I believe they told me that it should arrive in 5 to 10 business day. So you sould have it withing two weeks.
Do NOT USE THIS!! We are still fighting for money they took from my family!! $400 was never given at ATM!! The customer service reps LIE!! They run you around!! They pretend to be SUPERVISORS and NEVER TAKE CARE OF THE ISSUE.. This was our rent MONEY!! We are losing our HOUSE bcs of not having the money to PAY THE RENT!! This COMPANY IS A SHAME!!
I had been pretty much satisfied with my card untill i lost my card and went on line to report it lost and requested a new one.I did this on Monday morning. It clearly stated that the replacement card would arrive in 2 to 3 business days well five days(friday) later i call to let them know that the new card had not arrived I was informed that is takes 7 to 10 days. Wow!!! I have my paycheck direct deposited on my card. Payday is today and I was told that the new card would arrive no later than NEXT Friday. Unbelieveable. For me this means my bills will be paid late. Dont have enough money for gas, groceries,food etc. you get the picture. I was also told that there was no other way for me to access my own money untill the new card arrives NEXT friday. I really do feel like something needs to change with this particular situation.
This is truly not good customer service. Overnight mail service is not even available even if the customer is willing to pay for it themselves.
I finally got rid of my Walmart Card also because I was missing 35 dollars and Walmart did not give me back my money and could not explain what happened to it, This hubpages does not endorse Walmart, just reporting what we know about it, I have an account now card and and have a problem with them also, they still charged me 9.95 membership fee even though I have deposit well over their 2500 amount to wave the fee. They have told me twice that the money would be put back but it never has.
i mistakenly put the wrong SS would I be in troubler?
Greetings everyone!
I just bought a MasterCard at Walmart. I paid at the cashier X.Y.Z amount of $$, shortly after that, I went home and activated the (2 cards). Then I log in and saw my balance (not a problem yet!), then I went to pay my T-mobile bill and the website decline my NEW CARD, THEN I went and look on the www.walmartmoneycard.com website and notice that they decline the transaction! Then, I called the number behind the card and the automatic machine says: "Your decline transaction is because YOU have a SECURITY BLOCK"??! Why??? I try to reach customer service but no luck! I do have the receipt from Walmart, I have the activation code on the receipt however....What do I do now???? Dam, I don't want to loose my money that IS to pay my personal bills...Any advice here please!!! Thanks, Al.
You need to call Customer Service and asked them to release the security block if possible. If you have never used the card, you should have no problems.
Hello,
I actually called customer service and they answered pretty quick! The service rep told me that my card is GOOD and the reason why I had a "Security Block" is because I HAVE to wait at least 15 minutes after registered for me to use online to pay my personal bills....So, I try the second time and it works!!!! Thank Lord! Everything is good to go! Anyone needs any money?? Just kidding!! Thanks again! Al
How can I find out my pin number if I forgot what it is, can I reset it or what?
I can't activate any walmat card couse they say they can't verify my name or ss#
So what happens with the walmart visa card if you only have say $1 left on the card at the end of the month? do they just take the $1 and thats that?
also, do they charge a cancellation fee?
Bruce, you can spend that dollar before any monthly fees and they do not have a cancellation fee. If you do direct deposit they do not charge your card a monthly fee.
I have a card that I accidentally bought thinking it was a gift card. It has been a pain and I will never buy or recommend anyone buy one. It took me two weeks to get it activated and by then I had been charged a monthly fee again. I can't get the card to work anywhere now cause I can't get access to find out how much is remaining on the card. I will be more careful in the future and make sure I never buy this crappy thing again.
Is ut possible to make purchases from china online?
Rashad, yes but there is a 2% foreign Transaction fee.
My card has an expiration date of 9/11 I was wondering if it will expire at the beginning of the month or let you use the card the rest of the month
J Your card should be good til the end of the Month and Walmart should send you a new card before the end of the month if you Walmart money card is still active.
my card will not work, i have activated it and whenever i try to use it it is declined. I've tried ATM, gas pump. Tried calling customer service, get told I'm being transferred, then hung up on. Definitely would like help to change my pin or whatever I need to do. Probably not likely to recommend this card to anyone.
I have had my card for 2 yrs now. I have "NEVER" once have any kind of problem from it. The fees are not a problem. Best card ever. Honestly i thnk bank fees are worse LoL
Can more money than you bought the reloadable Walmart card for, be added to the card?
how do u find a list of yr transacxtions on-line?
I BOUGHT A TEMPORARY CARD TO ORDER SOMETHING ONLINE AND 5 DAYS LATER RECIVED MY CARD THROUGH THE MAIL ACTIVATED IT AND NEVER RECIVED MY ORDER SO THEY SENT ME A REFUND TO MY TEMPORARY CARD DOES ANYONE KNOW IF THAT WILL BE TRANSFER ON TO MY CARD I GOT THROUGH THE MAIL AND HAD ACTIVATED
I had my card stolen I called it in I recievrd my new one but can't activate my new one cuz there's a sercutiy block and can't get ahold of a live rep its my birthday and now no no money f u Walt mart money card Walt mart can't even help u
I got a gift card for my birthday...the person that gave it to me failed to give me the receipt so I couldn't activate it..called number that was given..wanted SS#....WHY! Why do they need the SS#, when I didn't purchase it and the person that did, didn't give them theirs. This doesn't seem right. No birthday gift....What a rip off?....I will never buy one of these! Does anyone have an answer on what to do? Their should be a better way to track this...when you need help!
hello,
i have quick question what if i dont want the card anymore? can i just stop loading money on to it? or do i have to cancel it?
I havent ever had a problem with the moneycard..until now..I used my card to purchases movie tickets online at my local AMC theater, my card has the total as pending but the movie theater shows no record of ever having the tickets reserved..Customer Service was no help at all...wouldnt even tell me when the money would be added back to my card Does anyone know how long the money will set on pending until they add it back to your caRD?
I got the temporary card and went online to set up my account I couldn't get into the account it says the user name is not valid I wrote down everything so I would not forget. I received my permanent card and went online to activate it and was told this card is already activated but still the same problem I have tried to change the info and still the same problems so basically I have a worthless card that has twenty dollars on it that I can't use. So I went and got a different prepaid a Moneygram account now set it up online with no problems and have used it as far as I am concerned the Wal-Mart card is a piece of junk and a big headache to even try to set up.
I used my temporary card to set up my direct deposit thinking the numbers would be the same when I got my regular card. Will my direct deposit just be transferred to that card?
hi i need to know something ok i have a temp wal-mart credit card now when i get my perosnalized one in the mail and transfer the money from temp to perosnal and theni want to add 2 dollars that wasnt in the temp into the personal one is the fee 3 dollars well that work or do i need a minimum amount email me at Izumi_Kido2222@yahoo.com
just want to activate temp card , given as gift , but cant get pass ss# part . Says without ss# i can only activate temp card . ThaT is what im wanting to do but cant go foward after that message. Dont need personal card
My son purchased a walmart Visa card on Dec 17th he had $300.00 purchased card for $3.00 and placed the remander on the card when he went to activate it they said they couldn't acitvate it. They refused to give him a pin so he could remove his money. Since then Walmart corp compliant has done nothing but give me the run around. They said the check was mailed on the 21st of Dec but the check hasn't arrived yet. This company ruined his Christmas. Do i need to contant a lawyer concerning the situation of what.
I will nerver buy of the card. You can never get help. I used it and it took the money but it read declined. So I had to use another card . Not only amy I out the card money also the amount of purchase. There is no one that cares to help.
I purchased a debit card to pay bills online for free the day they were due...but to my surprise the card had to wait 2 business days for address verification...ok.Who will pay my late fees? no one put this in their cons....Now since its a holiday in a friday....now my money will be available on wednesday..what the hell? Its not fair...i hate this.
do they charge you a monyhly paymeny if your car never been activated
Wow, sounds like these guys have really bad customer service. If you buy something that is as important as this then the customer service should be on point if not better than on point. This is peoples money!! Without money in this country you could at worst, die. I don't understand how a company that deals with other peoples money could not have the best costumer service available and be able to solve problems of money transfers within minutes, especially since they are paying extra money for the service. I will definitely not be using this and I'm very glad I came across this page before spending my hard earned cash on one. Shame on you guys for letting so many people down! It makes me very sad that the law allows you to get away with this.
my i and dad using the same card and it works good for us, i like it cash to spend lol
Is this available in Canada?
Calling the 800 number on the back of the card doesn't do SHIT. You can't speak to a representative, and I literally typed my card number in 20 times before the damn thing went through. Then, it told me I haven't activated my card yet, which is BS.
I do not see an important positive about the prepaid debit cards listed here--the reason I got the card.
I was a victime of internet fraud and my bank gave me no help! At the branch the people kept telling me the questionable charges were point of sale, and I had to 'prove' that they were not by 'retiring my card myself for 3 months, in order to get to the fraud department! The fraud department just said that the local branch "should not have told you that!" ( that the charges were point of sale) and did indeed prove fraud. However. They would only reimburse the charge and overdraft fees for the month when this came to their attention--and none for all the fees and charges in the almost a year before they made their determination! They are no longer my bank!
I would NEVER again use a regular credit card or bank credit card ON-LINE! ( the question of how the rogues got my information--and then esp. a newly issued yearly card # that had never been used on-line --was never explained.) You may feel your bank makes it safe--but it does not!
If someone is charging your Walmart Card illicitly, the worst thing that can happen is you will lose what ever prepaid balance has not been spent, and/or you can cancel and buy a new card for a minimum fee!
I lost my pin code number,what do i do to get it fast.i 'm a visitor in d u.s,i called,d answering maching was asking for my social security and my zip code.pls who can help me out.
WOW! ALL THESE REMARKS ON THE CUSTOMER SERVICE ARE NEGATIVE! THAT'S NOT GOOD FOR AN ONLINE WALMART SITE! I DO
THINK ITS BAD, BAD, BAD, WHEN THEIRS MONEY INVOLVED. DON'T
USE THIS COMPANY CARD.PLAN AHEAD--GET A MONEY ORDER FROM YOUR SUPERMARKET, THEY ARE THE CHEAPEST 65- 70CENTS VS A
$3.00 FEE TO ADD TO THIS SO CALL NO HASSLE MONEY CARD. I'M CANCELLING--THIS $3.OO/MONTH CARD THAT I DIDN'T KNOW ABOUT, AND NONE OF THESE HUB AUTHORS HAVE THE NERVE TO SAY TO EVERYONE THAT HAS ASKED ON THIS PAGE.NO GUTS! HA!
I cancelled 2 orders online using the money card. I know it takes 10 days to receive the money back, but the pending transaction for these orders vanished from my transaction history. Is this normal?
Man you people are so dumb! This card is NOT hard to use. Simpley direct deposit your check to waive the 3 $ monthly fee. Or go to Walmart and cash your check then deposit it on the card to waive the fee or you can load 1,000$ to also waive the fee. Dont go to ATM because they rape you!! Simply buy groceries and get CASH BACK at the register. For balance just check online or opt for the txt message of you balance. I have free talk and txt so i dnt get charged for txt messages of my balance
I lost one of my cards, and had another sent in the mail. When I activated it from the number it said my card was ready to go, so I went and bought lunch and it came back denied. There is a block on my card, but I don't know from what... and when I call customer service and try to talk to someone, it says I have a blocked card and they will transfer me to the unblock department. Then I enter my exp date and it says my card is activated and ready to go, then tells me if I have any more problems, I should call the EXACT SAME NUMBER I JUST CALLED. WTF, help?
I has my refund depoist to my walmart card and I have been waiting one week for my money. Still no money. Don't use this card for your refund!! Customer service suck no information from them. How long do it take for them to post my money? I tired of the run around. When I get it, I will not deal with them anymore. Pissed off!!!
The IRS takes as little as 8 days and up to 14 days to process and issue returns. Sometimes longer during the high peak time which is generally this time of year
Is there a way to take out a large amount of money from the card like 4000 dollars??
When trying to use my card is was declined so to be on the safe side I called the number on the reverse side. For verification it asked for my zip code which I put in and it kept replying that I had made an invalid entry then hanging up on me. After this happening several times I tried to contact a customer service representative, which after a 26 minute wait a person answered with such a foreign accent that I could barely understand a word they said. What I could understand is that my account had been closed due to "Suspicious activity." Being troubled by this I asked what suspicious activity had transpired to which they replied "We do not have that information." When I asked who does have that information and could I speak with them I got the same reply, "We do not have that information." I asked to speak with a supervisor to which I was told that they are too busy. This is the worst customer service that I have recieved on anything in my life. Now I am still very troubled that "Suspicious activity" has occured on a account in my name, which has all my pertinent information and I cannot get anyone to tell me what it is. Besides that my card is no longer working causing an extreme inconvenience. I cannot believe that Walmart would let such an incompetent organization to put their name on their card. This organization totally stinks and I will never have anything to do with or recommend them to anyone.
I need a tracking number for my greed dot walmart card
Well The It's Told Me That My Return Should Deposit On My Card March 14 But Do Anybody Know Around What Time ? And I Still Don't Have My Permanent Card I'm Still Stuck W/My Temp Card ..Then I Also Have A Overdraffed Fee Of 26 Dollars But How When I Haven't Even Use The Card Yet Just Activated It 4 Days Ago
i have card on the way by mail.i think i will trash it
I have had a card for almost two years now, it expires 07/12 - what do I have to do to keep the same account?
Nothing you just need to keep money in your account Walmart will send you a new money card with a new exasperation date.
Ah, I should have scrolled to the very bottom of page! I had the very same question as Shawn and had trouble finding the answer online. Thank you kia31! :) I myself have been using a walmart moneycard for a few years and have had no problems (knock on wood). There was even months of non-reloading (inactivity with zero balance) but decided to see if I could use it again maybe 4 months later due to reading someplace that inactive cards with zero balance are closed after 60 days. But, nope, my card was a-ok so I proceeded to have it reloaded. Everything has been fine and I use it for my financial aid direct deposit for college. Thanks again, Kia31!
This is a bad card to have. Your money is held hostage and everything is 7-10 business days for answer. My family starved because I ask for help to get my card issue fixed and the repesenative filed it missing/stolen. When I went to use my card it was taken and I could not get a new one for 7 days! This is BS and I push 1 for English for help and still some non english person came on. Arghhhhh
Walmart MoneyCard Support Information
If you have questions or you have had your card lost or stolen, you would need to contact Support. You should need to call for support ASAP.
* For cardholder customer service, call 1-877-937-4098
* To report a lost or stolen Card, call 1-877-937-4098
* To contact Walmart Money Card Support by mail, write to:
Walmart MoneyCard
P.O. Box 1187
Monrovia, CA 91017
The Walmart Money Card is issued by GE Money Bank, who is amember FDIC, and pursuant to a license from Visa U.S.A., Inc. Additional services are alos provided by Green Dot Corporation. Please Leave Comment below.
Walmart MoneyCard Customer Testimonials
Email and Text Alerts
One ot the things you get for free to check your balance are text and email Alrerts. You can get them when your balance goes below a certain amount, a daily or weekly one or when ever money is deposited in your account. Below in quotes is a sample of one I received.
" Dear Customer
A direct deposit of $385.43 was received on 10/28 . Thank you for using Walmart MoneyCard.
Here are some easy tips to use your Walmart MoneyCard:
- Know your balance at any time. Text BAL and the last 4 digits of your card to 96411 (WM411) and we'll reply with your balance.
- Save money using Direct Deposit. There are no load fees.
- Cash your check at Walmart for $3 or less, load your MoneyCard for free.
- Reload your Walmart MoneyCard conveniently at any participating Walmart or one of over 50,000 Green Dot retailer locations. Click here to find a location nearest you.
This is an unmonitored email box. Please do not reply to this email. You may direct any inquiries to the address below. This email was sent by GE Money Bank, the issuer of the Walmart MoneyCard. You may contact us at: Attention: Walmart MoneyCard, 605 E. Huntington Drive, Suite 205, Monrovia, CA, USA.
Unsubscribe: If you no longer wish to receive account alerts to your Walmart MoneyCard, please click here to unsubscribe.
Opt Out: If you no longer wish to receive email marketing communications from GE Money Bank about your Walmart MoneyCard, please click here to unsubscribe www.walmartmoneycard.com, logon to your account and click on Support, Account Settings, Edit Preferences and select Don't Send me promotional emails.
Privacy: GE Money Bank respects your privacy. Click here to read our Privacy Policy.
Card issued by GE Money Bank, member FDIC, pursuant to a license from Visa U.S.A., Inc. Additional services provided by Green Dot Corporation. Certain fees and conditions apply. See the Cardholder Agreement that came with your Temporary Card package (also available at www.WalmartMoneyCard.com ) for complete details."
Walmart Money Card Review by Trevor Grijalva
Cash Back at the Pump
Starting on April 8, 2010 all new members are automatically signed up for Cash Back on Gas. Current members will have to call Walmart Money card at 1(877) 937-4098 or go online to register. The program is good until The end of 2010 or December 31, 2010. So when you go to the pump remember you get a 1% cash back but also remember if you pay at the pump you may have extra money on hold for up to 10 days, so this is good in one way but you could have money being held back.
Rush Card vs Walmart Money Card
What Card is better based on Plans above
See results without voting
CANDLE 2 years ago
Excellent info for credit-challenged consumers who want to get back in the credit game.
Other option worth considering is a free checking account with no minimum balance fee, with debit/credit card privileges. If the consumer plays his/her "cards" right, he/she might be able to avoid and dodge the fee-triggering transactions altogether.
http://hubpages.com/hub/Money-10-Useful-Web-Sites